Your money.
Finally working
for you.

Your money.
Finally working
for you.

Checking, savings, investing, and global transfers — one account, zero compromises. No monthly fees. FDIC insured up to $250K.

Checking, savings, investing, and global transfers — one account, zero compromises. No monthly fees. FDIC insured up to $250K.

Debit

12/29LEX CARDI
Mastercard Logo

Every product you need.
Nothing you don't.

Every product you need.
Nothing you don't.

From your first checking account to a managed portfolio. Built for individuals, freelancers, and growing businesses.

Core App

$0 / month · No fees

Your everyday account. No minimums, no monthly fees, and a debit card that works in 150+ currencies across 160 countries with zero markup.

Core App

$0 / month · No fees

Your everyday account. No minimums, no monthly fees, and a debit card that works in 150+ currencies across 160 countries with zero markup.

Core App

$0 / month · No fees

Your everyday account. No minimums, no monthly fees, and a debit card that works in 150+ currencies across 160 countries with zero markup.

Invest

$0 / month · No fees

Commission-free investing in stocks, ETFs, and crypto. Start with as little as $1 via fractional shares. Set up recurring buys and let auto-rebalancing do the work.

Invest

$0 / month · No fees

Commission-free investing in stocks, ETFs, and crypto. Start with as little as $1 via fractional shares. Set up recurring buys and let auto-rebalancing do the work.

Business

$0 / month · No fees

Business checking built for founders. Issue team expense cards, set per-card limits, run payroll, and connect 2,000+ tools via API — all from one dashboard.

Business

$0 / month · No fees

Business checking built for founders. Issue team expense cards, set per-card limits, run payroll, and connect 2,000+ tools via API — all from one dashboard.

About

About

three sitting men near door
three sitting men near door

Founded on the belief that banking can be honest.

Founded on the belief that banking can be honest.

Cutter was built by ex-Goldman bankers and product engineers who were tired of products designed to confuse. We're FDIC insured, OCC chartered, and accountable to our customers — not shareholders.

Questions.

Questions.

Answered.

Answered.

What happens if my card is lost or stolen?
Are there any hidden fees?
Is the 5.10% APY guaranteed?
What exchange rate do you use?
How fast are international transfers?
When does my debit card arrive?
Who can open an account?
How do I open a Cutter account?
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Bauer rating

One account.

One account.

Everything you need.

Everything you need.

Open your account in 5 minutes.

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